Insurance
Core insurance system modernisation, claims architecture, and digital transformation for insurers and reinsurers.
The Insurance Landscape
About This Industry
Insurers and reinsurers operate complex core system landscapes spanning policy administration, claims management, billing, and actuarial platforms — under increasing pressure to modernise, integrate InsurTech solutions, and meet regulatory requirements including Solvency II and DSGVO.
Why Architecture Matters
Monolithic core insurance systems create integration barriers, slow claims processing, and limit digital distribution capabilities. A structured EA approach enables incremental modernisation, InsurTech integration, and compliant data architecture across all insurance lines.
Who We Support
Key Challenges for Insurance Organisations
Core System Modernisation Complexity
Claims Process Digitalization
InsurTech Integration
Regulatory Compliance Architecture
Open Insurance API Readiness
Frameworks Relevant to Insurance
Frameworks and standards Insurance organisations commonly adopt to drive architecture and transformation outcomes.
TOGAF
Enterprise Architecture Framework
Structures insurance system transformation across policy admin, claims, billing, and distribution layers using the Architecture Development Method (ADM) to govern the modernisation roadmap.
COBIT
IT Governance
Provides the governance and control framework for regulated insurance IT environments, supporting audit readiness, risk management, and Solvency II IT governance requirements.
BPMN
Business Process Modelling
Models underwriting, claims handling, and policy servicing workflows to identify digitalization and automation opportunities across insurance operations.
SAP Architecture
SAP Financial Services (FS-CD, FS-PM)
Provides the reference architecture for SAP Financial Services components including Collections & Disbursements (FS-CD) and Policy Management (FS-PM) for insurance core system implementations.
Where Insurance Clients Usually Start
EA Assessment
Assessment of the insurance core system landscape — policy admin, claims, billing, and distribution — with a prioritised modernisation roadmap and integration strategy.
Business Process Management
Process design and optimisation for underwriting, claims handling, and policy servicing workflows, including straight-through processing and automation opportunities.
Enterprise Integration
Integration architecture for InsurTech connectivity, reinsurance data exchange, and open insurance API design following industry standards.
Cloud Architecture
Cloud platform design for insurance workloads including core system migration, data analytics platforms, and digital distribution channel architecture.
vCIO Advisory
Executive IT leadership and governance support for insurance transformation programmes, including board-level reporting and Solvency II IT governance alignment.
A Structured Approach, Not a One-Off Engagement
Assess
Current-state architecture assessment covering applications, technology, and operating model.
Design
Target-state architecture and transformation roadmap aligned to business strategy.
Deliver
Programme execution, governance, and architecture decision support throughout delivery.
Enable
Knowledge transfer and enablement so architecture capability remains with your team.
Evolve
Ongoing advisory and architecture review to keep the programme aligned as the business changes.
Frameworks and standards most relevant to Insurance organisations:
Questions About Insurance
Do not see your question here? Our team is happy to walk through the specifics of your organisation.
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